Mercury Insurance in Los Angeles
We quote Mercury auto and homeowners policies from our El Segundo office and compare them side by side with other carriers, so you know whether Mercury is the best fit before you switch.
Mercury at a glance
- Carrier
- Mercury Insurance, a California-based carrier
- Policies we quote
- Auto, homeowners, condo, renters, and umbrella
- Home coverage
- Dwelling limits up to $3 million, with extended replacement cost options
- Discounts
- Multi-policy, good driver, good student, and home safety devices
- Why compare
- We check Mercury against other carriers on every quote
Mercury coverage we quote
Mercury offers auto and home coverage built for California drivers and homeowners. We help you pick the options that matter and leave off the ones you do not need.
Mercury auto
Liability, collision, comprehensive, uninsured motorist, and roadside options.
Mercury homeowners
HO-3 and HO-5 policies with dwelling limits up to $3 million.
Extended replacement cost
Optional extra dwelling coverage of 25% to 50% if rebuilding costs more than expected.
Condo and renters
HO-6 and renters policies that can be bundled with Mercury auto.
Umbrella
Extra liability above your Mercury auto and home limits.
SR-22 filings
Mercury can file an SR-22 for drivers who need one.
What affects your Mercury rate
Mercury prices like other California carriers. Your driving record, mileage, and experience lead on auto, while location, rebuild cost, and home features lead on home.
Mercury is not the cheapest option for every household. Because we quote other carriers too, you see how Mercury compares before you switch.
Ways to lower your premium
- Bundle Mercury auto and home
- Ask about good-student and good-driver discounts
- Add sprinklers, alarms, or a water shutoff device
- Ask about warehouse club member discounts
- Compare Mercury with other carriers at renewal
What moves your rate
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Driving record
Tickets and accidents carry the most weight on auto.
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Annual mileage
Fewer miles means a lower auto rate.
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Home location
Fire risk and zip code affect whether Mercury will write the home.
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Home safety features
Alarms, sprinklers, and water shutoffs can earn discounts.
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Bundled policies
Pairing auto and home usually lowers both.
Mercury Insurance questions
Don't see yours? Call (310) 751-5979 and ask.
Can I buy Mercury insurance through an independent agent?
Yes. Mercury sells through independent agencies like SmartPath, so we can quote it alongside other carriers.
Does Mercury write homes in fire-prone areas?
Sometimes. Mercury’s appetite changes by zip code. We check whether Mercury will write your home and quote other carriers if it will not.
Can I bundle Mercury auto and home?
Yes. Bundling usually earns a multi-policy discount. We price it bundled and separately so you can see the difference.
Will you help with a Mercury claim?
Yes. You can file directly with Mercury, and we help you understand your coverage and follow up if a claim stalls.
Find out what you should be paying
Tell us about your cars and home. We compare carriers and come back with real quotes, usually within 1-2 days.