Business Insurance by Industry in Los Angeles
Every field carries different risks. We build coverage around how your business actually works, then compare 30+ carriers that know your industry.
Find your industry
See the coverage businesses like yours usually carry.
- Tech companies Cyber, tech E&O, and D&O
- Trade contractors Liability, comp, and fast certificates
- Real estate investors Portfolios, LLCs, and vacancies
- Finance and accounting E&O, cyber, and crime coverage
- Consultants Professional liability that fits contracts
- Retail and wholesale Property, inventory, and liability
- Restaurants and hospitality Liquor liability, comp, and spoilage
Industries we insure
These are the businesses we work with most. If yours is not listed, call us. We insure plenty of others.
Tech companies
Software, SaaS, and IT firms that hold client data and sign contracts with insurance requirements.
- Technology E&O and cyber
- Directors and officers
- General liability and workers comp
Trade contractors
Electricians, plumbers, HVAC, and other trades who need certificates before they start a job.
- General liability
- Workers compensation
- Commercial auto and tools
Real estate investors
Investors who own rentals, small apartment buildings, or commercial property, often through LLCs.
- Property for each building
- Loss of rents
- Liability and umbrella coverage
Finance and accounting
CPAs, bookkeepers, and advisors who handle sensitive financial data and client money.
- Professional liability
- Cyber liability
- Crime and funds transfer fraud
Consultants
Independent consultants and firms whose clients require professional liability in the contract.
- Professional liability (E&O)
- General liability
- Cyber liability
Retail and wholesale
Storefronts, distributors, and online sellers with inventory, customers, and staff to protect.
- Property and inventory
- General and product liability
- Workers compensation
Restaurants and hospitality
Restaurants, cafes, and bars with kitchens, staff, and customers on site every day.
- Property and food spoilage
- Liquor liability
- Workers compensation
Don't see your industry?
We insure many businesses beyond this list. Tell us what you do and we will find carriers that fit.
- A review of your current policies
- Plain-English recommendations
- Quotes from 30+ carriers
Coverage built around how your business works
A consultant and a contractor face very different claims, so they need different coverage and often different carriers. We start with what your business does, who you sign contracts with, and how many people you employ.
SmartPath is based in El Segundo and works with businesses across Los Angeles and California. Because we are independent, we can match each industry with the carriers that write it well.
We often help with
- Insurance requirements in client contracts
- Growing from one location to several
- Hiring your first employees in California
- Renewals that jumped without warning
Industry coverage questions
Don't see yours? Call (310) 751-5979 and ask.
Why does my industry matter for insurance?
Carriers price risk by what you do. Different industries face different claims, so the right coverage and the right carrier change with your field.
My client contract lists insurance requirements. Can you check them?
Yes. Send us the contract. We compare its requirements with your current policies and quote anything that is missing.
Do you work with businesses outside El Segundo?
Yes. We are based in El Segundo and work with businesses across Los Angeles and throughout California.
What if my industry is not listed?
Call us. These are the industries we see most often, not the only ones we insure.
Find out what you should be paying
Tell us what your business does. We compare 30+ carriers and come back with real quotes, usually within 1-2 days.