Business Insurance Experts

Smarter Business Insurance Starts Here.  Every business is unique, but many face similar risks. Commercial insurance policies are essential to shield you from common accidents, lawsuits, and damages. Our experienced team can provide personalized advice tailored to the specific needs of your business.

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Business Insurance Options

Business Owner Policy

Two coverages you need, combined in a single policy

  • Liability Coverage for Bodily injury or property damage
  • Defense costs for covered liability losses
  • Coverage for Business furniture and equipment

General Liability

CGL can help cover your business while performing normal operations. Coverages include:

  • Physical injury liability
  • Property damage liability
  • Lawsuits costs for covered losses

Worker's Compensation

This coverage is mandatory if your business has employees. Workers' comp covers a business' employees if they're injured at work. In general, policies cover:

  • Lost wages
  • Medical expenses
  • Rehabilitation expenses

Cyber Liability

Cyber liability insurance typically provides coverage for various risks and expenses associated with cyber incidents including

  • Data Breach Response & Investigation
  • Ransomware & Extortion
  • Security & Privacy Liability
  • Cyber Crime
  • Data & System Restoration

Business Auto

If the driver of a vehicle uses it for their job, work or business, you need a commercial policy.

  • The vehicle is used to transport goods or people
  • The vehicle is used to perform a service
  • Employees drive the vehicle

Professional Liability

From Accountants to IT Consultants, you need Professional Liability Insurance (PL), also called Errors & Omissions (E&O) insurance. This coverage protects you for:

  • Mistakes or advice your company makes in business
  • Legal defense costs
  • Services completed
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"My business partner and I didn't even know Cyber Insurance was a thing, but we're glad it was brought to our attention. Smart Path Insurance able to get us covered quickly, and for much less than we anticipated."

Andrea, GoFasti LLC

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"Getting a cyber policy was intimidating with all the difference coverages.  Richard walked us through Tech E&O and Cyber for our software company and got us the best premiums and coverages in the market."

Marc D, MXS Solutions

Start Your Quote(s) Below:

Cyber Insurance Quote

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