Trusted Auto Insurance in Los Angeles and throughout California
At SmartPath Insurance Services, we’re proud to offer Mercury Auto Insurance to drivers throughout the Los Angeles area. As an independent agency, we have access to multiple carriers but we choose Mercury because of its strong reputation for … (mention e.g., competitive rates, California focus, local service). Whether you’re a first-time driver, want to bundle policies, or simply shop for better coverage, we can help you navigate Mercury’s options and secure the best premium that suits your needs.
To get started, submit your contact info or start a quote on our SmartPath Insurance Mercury Page today!
Why Choose Mercury Auto Insurance?
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Tailored for California drivers: Mercury has a strong footprint in CA and understands regional requirements. Mercury is an A rated carrier with AM Best.
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Comprehensive coverage options: liability, collision, comprehensive, uninsured/underinsured motorist, SR-22, and more.
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Discounts & savings: multi-policy, safe driver, anti-theft, good student, low mileage. There’s even a discount if you’re a Costco or Sam’s Club member!
- The Mercury Insurance app allows users to manage their auto and home policies, including viewing digital ID cards, policy documents, and coverage details. It also features bill payment, roadside assistance access, and one-touch contact with agents or customer service
- Additional Discounts for Bundling your Auto with Homeowners, Condo, Renters or Umbrella policy with Mercury.
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Local independent agency advantage: At SmartPath, we compare carriers (40+ available) to confirm Mercury is the best fit for you.
Mercury Auto Insurance Coverage Highlights
Our auto insurance options include:
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Liability coverage: Meets California minimums and goes beyond for stronger protection.
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Collision & comprehensive: Helps protect your vehicle from accidents, theft, vandalism and natural hazards.
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Uninsured/Underinsured motorist coverage: Especially important in Southern California traffic where other drivers may not have insurance coverage or do not have enough coverage for claims.
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Flexible payment and service: Low down payments and monthly payments. Local service in El Segundo, bilingual support (English/Spanish), easy claims process. Low
- Roadside Assistance: Emergency help anytime, anywhere in California.
- Rental Car Reimbursement: Minimize disruption with coverage for rental expenses while your car is repaired.
How Much Does Auto Insurance Cost in Los Angeles?
Auto insurance rates in Los Angeles and across California depend on various factors, including:
- Driving Record: Drivers with a clean record typically enjoy lower insurance premiums than those with multiple accidents or traffic violations, as insurers view these drivers as lower risks.
- Type of Vehicle: Insurance costs are generally higher for luxury and sports cars compared to sedans or SUVs due to higher repair costs and increased accident likelihood.
- Coverage Amount: Opting for more extensive coverage increases your insurance premiums. However, choosing minimum legally required coverage can be more affordable than full coverage.
- Age and Driving Experience: Younger drivers and those with limited driving experience usually pay higher insurance rates, reflecting their higher risk level.
- Insurance History and Claims Frequency: Drivers who frequently file insurance claims or have a history of claims tend to pay more, as they are perceived as more likely to file future claims.
- Annual Mileage: Drivers who travel fewer miles annually generally pay less for auto insurance, as lower mileage correlates with reduced road risk.
Available Auto Insurance Discounts
Drivers may qualify for various discounts on their auto insurance, including:
- Good Driver Discount: Reward for drivers maintaining a clean driving record.
- Multi-Policy Discount: Savings for customers with multiple insurance policies with the same provider. Bundle Auto with Homeowners, Condo, Renters or Umbrella to get a bundled discount.
- Multi-Car Discount: Reduced rates for insuring more than one vehicle under the same policy.
- Safe Driver Discount: Discounts for drivers completing accredited safe driving courses.
- Anti-Theft Device Discount: Reduced rates for vehicles equipped with approved anti-theft devices.
Discounts vary by insurance provider, so check with us to see which discounts apply to you. You might also qualify for additional savings by bundling your auto insurance with other policies like homeowners or renters insurance.
Proudly Serving Los Angeles and All of California
From the South Bay, Downtown LA, Orange County to Santa Monica and beyond, our dedicated team is committed to providing top-notch auto insurance services tailored to the California lifestyle.
Request Your Mercury Auto Insurance Quote Now!
Get your Mercury auto insurance quote today. Fill out our simple form or call us at 310-751-5979. SmartPath Insurance Services is your trusted partner in L.A. insurance.
Choose SmartPath Insurance—your trusted partner for auto insurance in California and Los Angeles.