Manage your risk of lawsuits from employees with employment practice liability insurance.
Hiring employees? You need to consider EPLI.
It’s easy to feel as if employing people is a legal minefield. This is mainly because there is a high potential for lawsuits over wrongful termination, harassment, discrimination, and workplace conditions. With an employment practice liability insurance policy, also known as EPLI, you may be able to get coverage for some employment-related lawsuits such as:
- Wrongful Termination
- Employee Benefit Mismanagement
- Career Deprivation
- Wrongful Discipline
- Contract Breach
- Failure to Employ or Promote
What can an EPLI policy do for your business?
EPLI helps cover the risk of having to payout such claims. EPLI policies often cover the business itself, as well as individuals like company directors. Policies are usually written to help cover cases that come out of unintentional actions or failures to act rather than deliberate acts of discrimination or other wrongful practices.
Get coverage that fits your business.
One thing to consider when choosing an EPLI policy is knowing if the costs of defending a claim in court count towards the payout limit for any damages. Also, look out for mention of a claims-made basis, which means you may only be covered if the policy is active both when the alleged incident took place and when the employee makes the claim.
If you run a business, chances are you’ll need employment practice liability insurance. Contact us to walk you through the various policies available and to go over your business needs.
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